The professionals at The Money Tree Financial Planning Inc. strive to bring growth and stability to your financial life.
How would your retirement change if you could be debt free 10 years sooner?
Tired of too much product advice and not enough plan advice?
Want to get more out of life with the money you already have?
Many Canadians living with disabilities are not taking advantage of the benefits available to them by having a Registered Disability Savings Plan (RDSP). In fact, only 35% of those who qualify for a RDSP have opened an account since the…
Recently, I sent out a notice regarding the Canadian Investment Regulatory Organization (CIRO) breach of information at our regulatory body. Notices are currently being sent out by both regular mail and email to those that were affected. If you receive…
If you are one of the lucky ones who are escaping the cold and traveling to a sunny, warm destination, remember to include travel medical insurance in your planning process. Our provincial medical plans only cover a fraction of the…
Every March Canadians focus their attention on gathering their various T-Slips in preparation for filing their income tax returns. These little slips cause a lot of confusion for investors; here is a quick overview of the most common T-slips investors…
Recent military escalations in the Middle East — involving U.S. and Israeli airstrikes and Iran’s retaliatory attacks — have understandably drawn global attention. Events like these often spark short-term market volatility, particularly in oil and other commodities, but history shows…
With the RRSP deadline only three days away; Monday March 2, 2026, let’s look at the benefits of saving in an RRSP. Investing in a Registered Retirement Savings Plan (RRSP) is fundamentally about giving your future-self more financial freedom. Contributions…
Winter in Canada can be exhausting! From surviving the polar vortex while shoveling mountains of snow; to navigating freezing rain, dark days, and cold nights. Lucky for us (in Ontario) Wiarton Willie has predicted an early spring! I thought I…
With the availability of Tax-Free Savings Accounts (TFSA), does it still make sense to contribute to a Registered Retirement Savings Plan (RRSP)? Determining which plan or what combination of plans is best for you will depend on your personal situation…
As we head into February advertisements for RRSPs will be all over the airwaves, here are a few things you need to know before investing in an RRSP. A Registered Retirement Savings Plan (RRSP) is not an investment in itself;…
“The standard age for Canadians to take their Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) retirement benefits is 65; at least, that’s what the federal government says. In reality, about one-third of Canadians start taking their CPP benefits…