As the population ages, many seniors contemplate moving into an Assisted Living Retirement Community. My mom lived in one for almost six years, she loved it, her days were filled with socializing, exercise, and various group activities. As a planner,…

In 2025 financial markets demonstrated a remarkable blend of resilience and recalibration. Despite ongoing geopolitical uncertainty, the year reminded us of the importance of discipline, diversification, and maintaining a long-term perspective in navigating the ever-changing economic landscape. Here are some…

Looking back over the year, 2025 brought considerable uncertainty but also demonstrated how resilient the global economy and financial markets can be. Current conditions suggest there may be further opportunity for growth as we move into 2026. Market outlook for…

Many grandparents enjoy gifting money to their grandkids on birthdays and/or special holidays. However, handing over an envelope of cash to your adult children isn’t always the best option. When asked, I suggest grandparents (or aunts/uncles) invest the money directly…

It’s Black Friday; the official start to the Christmas shopping season, here are some useful strategies so you don’t end up with a nasty credit card bill in January; Set a Budget. Without a plan or budget, most people will over…

It is hard to believe there are only weeks left in 2025. As the end of the year fast approaches, like me you are probably looking forward to enjoying the upcoming festive season. However, along with your holiday shopping, here…

A reverse mortgage allows Canadians over the age of 55 to retrieve some of the money they have invested in their home without selling it. There are a few ways you can access this cash; you can receive a lump…

Earlier this week the Minister of Finance tabled the 2025 Federal Budget. Here are some highlights that I thought you would be most interest in. Personal Support Workers Tax Credit A temporary refundable credit is available for eligible personal support…

Becoming critically ill is something none of us want to think about; but we all know families whose lives have been dramatically affected by chronic disease. In fact, 1 in 3 Canadians currently live with a chronic disease; 1 in…

There are several situations where you would want to have a Power of Attorney (POA) in place in the event something was to happen to you. For example, someone in the military who is being deployed overseas may want to…