Statistics show that investors who work with a Financial Advisor can accumulate as much as four times the financial assets than those who go it alone. Research also shows that having a planner create a comprehensive financial plan in line with your goals and keeping you on track results in additional wealth and a brighter financial future.

 

A Certified Financial Planner can help you;

 

  1. Start an investment and retirement plan to help ensure you have enough money in retirement.
  2. With strategies for saving for future large purchases, such as a house, car cottage or wedding.
  3. Save time so you can concentrate on other important decisions in your life.
  4. Mitigate risk, and not always follow the behaviour of others, even in the face of unfavourable outcomes.
  5. Reduce your debts and save for the future.
  6. Prepare funds for emergency planning.
  7. Stay disciplined with your plan.
  8. Invest your money in a tax-efficient way to help minimize taxes.
  9. Understand current market events and explain how they may impact your investments.
  10. Set up a tax advantaged plan that ensures your kids have enough saved for their post secondary education.
  11. Plan for tax-efficient RRIF withdrawals
  12. Consolidate your investments with your spouse in an effective tax-advantaged manner.
  13. Monitor your portfolio and rebalance as necessary based on your risk tolerance and your objectives.
  14. Plan ways to start a small business, or even sell one.
  15. Position your portfolio when the markets go higher or lower.
  16. Adjust to life events that change your financial circumstances and change your financial plan.
  17. Create a Cash Flow Plan in conjunction with your lifestyle and spending habits.
  18. Provide you with a needed referral to another expert, like a tax planer or an accountant.
  19. Plan for an early retirement.
  20. With estate planning and even administration after the passing of a loved one.

 

 

I am here to help you navigate through every stage and major event in your life, please don’t hesitate to call and ask for my advice, that is what I am here for.

 

Have a great weekend,

 

Tracey

 

 

 

Source: Quantitative Analysis of Investor Behaviour by Dalbar, Inc. (March 2012) and Lipper, CI Funds, AGF Funds, MT 20-11-15

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