If your child is planning on attending college or university next month, chances are you need to redeem money from your Registered Education Savings Plan (RESP).  Although you don’t have to provide receipts; you will have to provide Proof of…

More than 1.3 million women and almost 350,000 men become widowed in Canada every year.  Losing a spouse unleashes a deluge of financial tasks that can be daunting, even if the survivor was actively involved in the financial matters before…

Consider a Marriage Contract Thousands of weddings have been dramatically downsized, postponed or canceled this year, leaving many couples unsure of how or when to re-start planning for their nuptials. Hopefully, marriage is the beginning of a long and wonderful…

Yes, it is ok to take a vacation during the middle of a pandemic.  Many managers and business owners agree, unless you are just returning from a shutdown, take your vacation days. Many people are not booking as many vacation…

While the first quarter of 2020 was dominated by anxiety surrounding the initial outbreak of COVID-19 and the ensuing lockdowns and market declines, the second quarter demonstrated a remarkable bounce back in the markets – even with a resurgence of…

Covid-19 infection and death rates continue to dominate the headlines. Protecting ourselves using masks and gloves has become the new normal.  This emphasis on mortality has increased the number of questions regarding long-term care, estate planning and concern over how…

Last week we celebrated Canada’s 153rd Birthday! As Canadians we are extremely lucky to live, work and eventually retire in one of the greatest countries in the world. Here are 10 reasons why:   1. Canada consistently ranks as one…

Although most people have no experience in managing an Estate, more than 80% of us choose a family member or close friend as our executor, according to a CIBC poll.  While family and friends may be dependable, more often than…

Coronnials or Generation C, may be how the children either born or conceived during the Covid-19 pandemic might be described as in the future.  The education system will probably look a lot different in 20 years with the explosion of…