Global markets have been volatile so far this year, increasing last week following Russia’s invasion of Ukraine, initially selling off deeply, only to rebound by the end of the day. While most people’s concern lies with the human toll in…
RRSP or TFSA?
With less than a month before the March 1st deadline to invest in an RRSP for the 2021 tax year; many people still wonder whether they should be investing their savings into an RRSP or TFSA? In a perfect world,…
Interest Rates & Inflation = Market Jitters
After the U.S, Canadian and global equity markets achieved a record-breaking year in 2021, markets have become jittery over talks of inflation and interest rate hikes. U.S. inflation has climbed to 7%, its highest level in 40 years. The Fed…
Tis the Season – RRSPs 101
A Registered Retirement Savings Plan (RRSP) is not an investment in itself; but rather an account that you hold investments within. An RRSP is not tax-free, it is a savings plan that allows you to put off paying tax on…
Year-End Tax Tips
As the end of the year quickly approaches, like me you are probably looking forward to enjoying the upcoming festive season. However, along with your last-minute shopping, here are some time-sensitive tips that will need action before the end of…
Avoid Debt this Holiday Season
It’s Black Friday; the official start to the Christmas shopping season, here are some useful strategies so you don’t end up with a nasty credit card bill in January. Set a Budget. Without a plan or budget, most people will…
Five Reasons Not to be Afraid of Inflation
Everywhere I go, every channel I listen to, it seems all everyone is talking about is Inflation. And it is true, the data right now is ugly. The annual inflation rate in Canada went up to 4.4% in September, this…
100 years of the poppy in Canada
One hundred years ago, Canada adopted what would become the symbol of remembrance for millions of Canadians and veterans in our country. On July 6, 1921, Canada became the first country to support the poppy as a symbol of remembrance.…
You’ve been asked to be an Executor; now what?
It’s not the kind of question that comes up every day; so before you accept automatically you should know what will be expected of you. Although you may be flattered by the request, your willingness to be someone’s executor should…
Global Economy
The global economy continues to recover and expand in 2021, but it was a topsy-turvy September due to the Evergrande crisis in China, the U.S. debt ceiling and speculation about the Federal Reserve’s interest rate policy and bond-buying program. U.S.,…