With the RRSP deadline only three days away; Monday March 2, 2026, let’s look at the benefits of saving in an RRSP. Investing in a Registered Retirement Savings Plan (RRSP) is fundamentally about giving your future-self more financial freedom. Contributions…

Winter in Canada can be exhausting! From surviving the polar vortex while shoveling mountains of snow; to navigating freezing rain, dark days, and cold nights. Lucky for us (in Ontario) Wiarton Willie has predicted an early spring! I thought I…

With the availability of Tax-Free Savings Accounts (TFSA), does it still make sense to contribute to a Registered Retirement Savings Plan (RRSP)? Determining which plan or what combination of plans is best for you will depend on your personal situation…

As we head into February advertisements for RRSPs will be all over the airwaves, here are a few things you need to know before investing in an RRSP. A Registered Retirement Savings Plan (RRSP) is not an investment in itself;…

“The standard age for Canadians to take their Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) retirement benefits is 65; at least, that’s what the federal government says. In reality, about one-third of Canadians start taking their CPP benefits…

As the population ages, many seniors contemplate moving into an Assisted Living Retirement Community. My mom lived in one for almost six years, she loved it, her days were filled with socializing, exercise, and various group activities. As a planner,…

In 2025 financial markets demonstrated a remarkable blend of resilience and recalibration. Despite ongoing geopolitical uncertainty, the year reminded us of the importance of discipline, diversification, and maintaining a long-term perspective in navigating the ever-changing economic landscape. Here are some…

Looking back over the year, 2025 brought considerable uncertainty but also demonstrated how resilient the global economy and financial markets can be. Current conditions suggest there may be further opportunity for growth as we move into 2026. Market outlook for…

Many grandparents enjoy gifting money to their grandkids on birthdays and/or special holidays. However, handing over an envelope of cash to your adult children isn’t always the best option. When asked, I suggest grandparents (or aunts/uncles) invest the money directly…

It’s Black Friday; the official start to the Christmas shopping season, here are some useful strategies so you don’t end up with a nasty credit card bill in January; Set a Budget. Without a plan or budget, most people will over…