As the final weeks of 2020 draw to a close, most of us are focused on holiday activities.  To ensure a fresh start to your 2021, now is the time to implement year-end tax strategies.  A quick review can uncover…

FP Canada recently commissioned two studies on Canadians’ financial confidence, and as Financial Planner I found the results unsettling. One study found that nearly 40% of respondents revealed they were so financially stretched that they could not withstand another financial…

Acting as an executor can be rewarding work, however if you don’t have a solid legal background, it can be a little confusing.  You can hire experts to help you, however it is important that you understand the estate documents.…

For many Canadians, receiving CERB in 2020 combined with not having as may deductions will cause their tax returns to look quite different this year. In some cases, people who would normally receive a refund, may end up owing tax.…

Historically, elections have had little effect on the markets over the long-term, and whatever impact they might have, it is always difficult to predict. While I write this, the votes are still being counted and in Mackenzie Investments Chief Economist…

Some investors speculate that the direction of the stock market will depend heavily on the outcome of next week’s election. But at the end of the day, does it really matter who wins? Conventional wisdom has always thought that the…

Canadians have been investing in socially responsible investment funds since 1986. Initially, SRI stood for Socially Responsible Investing and primarily meant excluding companies that did not align with their personal values. Investors used ‘negative screening’ to avoid companies with operations,…

Every three minutes Cancer picks a fight with another Canadian.   Whether you are a man or a woman, becoming critically ill is something none of us want to think about; but we all know families whose lives have been dramatically…

Your credit score is a numerical representation based on your current and past credit history, it will range between 300 (worst) and 900 (best).   There are always misconceptions on what affects your credit; here are a few myths and realities:…

With fall and winter approaching, children back to school, day cares open, and people slowing returning to the office, the question everyone is asking; Will there be a second wave? And if so; What will happen to my portfolio?  The good news is that…