Well, with April 30th in the rear-view mirror, it’s time to turn our attention from receipts and filing compliance to what to do with our refunds. Understanding the urge to spend it on travel, shopping or dining, here are a…

Last week the Liberals delivered the 2024 Federal Budget, rather than provide you with a comprehensive review, we have selected a couple of significant changes we thought you would be most interested in. Capital Gains Inclusion Rate In simple terms,…

During the pandemic, most Canadians had to transition from working at an office to their home. Now that things are “back to normal” a lot of those same Canadians are choosing to stay working from home. According to CRA, employees…

As more boomers move into their 60s and think about retiring, the question of OAS clawbacks always comes into the conversation. The OAS program is an important component of many Canadians’ retirement income and includes the basic OAS pension, the…

What a difference a year makes! This time last year market pessimism was widespread. Many investors were preparing themselves for a recession as well as another down year for stocks. But just like history has shown, the economy and markets…

As Women’s Month ends, we wanted to remind women why it is so important to save and invest well throughout their lifetime. A new study published by the Retirement and Savings Institute at business school HEC Montréal, compared single men…

Canadians should be aware amendments have been made to trust reporting requirements which take effect for the tax year ending on December 31, 2023. The enhanced rules are more robust and will alter reporting requirements for more trusts that were…

Thinking of taking your CPP early? You are not alone.  “The standard age for Canadians to take their Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) retirement benefits is 65; at least, that’s what the federal government says. In reality,…

Happy International Women’s Day! Today, March 8th is International Women’s Day (IWD), it’s a global day to recognize and celebrate the social, economic, cultural, and political achievements of women and girls. The beginnings of IWD can be traced back to…

The internet can be a great resource for anyone looking to expand their knowledge on any number of topics; investing being no exception. However, what if that research was being filtered and altered to persuade investors to make decisions that…