If you are one of the lucky ones who are escaping this cold and snowy winter and traveling to a sunny, warm destination, remember to include travel medical insurance in your planning process. Our provincial medical plans only cover a…
ABCs of RRSPs
It is hard to believe we are only a few weeks from the March 3rd RRSP contribution deadline for 2024. A Registered Retirement Saving Plan (RRSP) is an investment account used to help Canadians pay less tax on their annual…
Finding Opportunities
For investors fretting over Donald Trump’s unpredictability, it’s worth remembering that market volatility creates many buying opportunities. If a security a Portfolio Manager has been eyeing is too expensive, we may be just a Trump tweet away from them seizing…
Trying to Choose Between an RRSP and TFSA?
You are not alone; at this time of year, I get a lot of questions around whether it’s better to invest in a Registered Retirement Savings plan (RRSP) or a Tax-Free Savings Account (TFSA). Hopefully, this will help you decide.…
U.S. Canada Trade Tensions
President Donald Trump claims Canada has not done enough to control the flow of drugs and illegal immigrants into the U.S. As a result, Trump announced that he might impose a 25% tariff on goods imported from Canada as early…
What is an ETF?
Exchange Traded Funds (ETFs) are investment vehicles that combine some of the features of Mutual Funds with some of the features of individual stocks. Although they are structured and regulated like Mutual Funds, they are listed and traded on stock exchanges…
2024 Market Review
Happy New Year! 2024 was a year of geopolitical instability, and 2025 has already started off with a bang as Justin Trudeau announced his resignation earlier this week. 2024 proved to be an exceptional year for the stock market, with…
Happy Holidays!
Sending you, our amazing friends and clients, gratitude, and heartfelt thanks this Holiday Season for your continued support throughout the year. Warmest wishes to you and yours for a healthy and safe holiday season. Please note that all offices will be closed…
Financial Tips for Santa
Santa’s on a tight schedule, he only has a few days left to make sure all the presents are wrapped, packed and his reindeer are ready to fly. The end of the year is also a crucial time for last…
Last Step for CPP Expansion Plan
In 2019, the federal government began an expansion plan designed to increase the retirement benefits Canadians would receive from the Canada Pension Plan (CPP). The goal was to raise the benefit to 33% of the average Canadian’s earnings, up from…