Every three minutes Cancer picks a fight with another Canadian. Becoming critically ill is something none of us want to think about; but we all know families whose lives have been dramatically affected by this terrible disease. Some of you…
NAFTA and the Canadian Market
As NAFTA negotiators continue to seek common ground and try to find a resolution the uncertainty is putting pressure on the Canadian economy. Canada is under pressure to strike a deal with the U.S. alongside Mexico before the end of…
When do you need a Power of Attorney?
Currently there are over 450,000 Canadians over the age of 65 that are suffering from Alzheimer’s or a similar condition that causes dementia and leads to mental incapacity. One third of Canadians know someone who has Alzheimer’s, and the situation…
Reading, Writing & Financial Literacy
Students across Canada are back to school this month; let’s hope before they graduate Money Management is added to their curriculum. Financial literacy is critical to the prosperity and well-being of all Canadians. And, just like reading and writing, financial…
Getting Divorced & Dividing Assets
When you split up with your spouse you will need to divide your assets evenly. The division of assets upon relationship breakdown is a provincial/territorial concern and there are variations across the country depending on where you live. There are…
Choosing a Fixed or Variable Rate Mortgage?
If you are unsure about what options are best when choosing your mortgage, you are not alone. Many people are confused when it comes to deciding between a Fixed Rate Mortgage and a Variable Rate Mortgage. Here are a few…
Help Your Student Avoid Debt
Being accepted into university, college or grad school is a major milestone in your child’s life. Before they head off to campus next week be sure to advise them on how to attend post-secondary without racking up debt. A study…
Maintaining your Principle Residence Exemption when Transitioning to Retirement Living
By 2026, it’s projected more than 610,000 Canadian seniors will live in collective dwellings; nursing homes, long-term care facilities and seniors’ residences. If you, or a loved one is considering moving into a collective dwelling, a decision must be made…
Withdrawing Money from Your RESP
If your child just graduated from high school and is looking forward to attending post-secondary next month, chances are you will need to redeem money from your Registered Education Savings Plan (RESP). You will have to provide proof of enrolment…
Insuring Your Stay-at-Home Spouse
Just because your stay-at-home spouse doesn’t bring home a pay cheque every week doesn’t mean the job they do is not worth insuring. In fact, if tragedy strikes and they get sick or die, you would be the one left…