When you split up with your spouse you will need to divide your assets evenly. The division of assets upon relationship breakdown is a provincial/territorial concern and there are variations across the country depending on where you live. There are…

If you are unsure about what options are best when choosing your mortgage, you are not alone. Many people are confused when it comes to deciding between a Fixed Rate Mortgage and a Variable Rate Mortgage. Here are a few…

Being accepted into university, college or grad school is a major milestone in your child’s life.   Before they head off to campus next week be sure to advise them on how to attend post-secondary without racking up debt. A study…

By 2026, it’s projected more than 610,000 Canadian seniors will live in collective dwellings; nursing homes, long-term care facilities and seniors’ residences. If you, or a loved one is considering moving into a collective dwelling, a decision must be made…

If your child just graduated from high school and is looking forward to attending post-secondary next month, chances are you will need to redeem money from your Registered Education Savings Plan (RESP). You will have to provide proof of enrolment…

Just because your stay-at-home spouse doesn’t bring home a pay cheque every week doesn’t mean the job they do is not worth insuring. In fact, if tragedy strikes and they get sick or die, you would be the one left…

Although 92% of women are eager to learn more about Financial Planning only 47% feel confident enough to have a conversation with a financial professional. Furthermore, 60% of women confess they are concerned about running out of money during their…

With the second quarter of 2018 having recently drawn to a close, I wanted to provide a brief update on some of the main themes that emerged for investment markets over the period. Following a particularly volatile start to the…

Earlier this week The Bank of Canada increased its benchmark interest rate to 1.5%; this rate hike prompted Canada’s six big banks to raise their prime lending rate by a quarter of a percentage point to 3.7%. This rate hike…

Myth #1: You Don’t Need One Whether you have a lot of money or very little a sound financial plan will help point you in the right direction – towards your long term goals. Whether they are to minimize taxes,…