Some investors speculate that the direction of the stock market will depend heavily on the outcome of next week’s election. But at the end of the day, does it really matter who wins? Conventional wisdom has always thought that the…

Canadians have been investing in socially responsible investment funds since 1986. Initially, SRI stood for Socially Responsible Investing and primarily meant excluding companies that did not align with their personal values. Investors used ‘negative screening’ to avoid companies with operations,…

Every three minutes Cancer picks a fight with another Canadian.   Whether you are a man or a woman, becoming critically ill is something none of us want to think about; but we all know families whose lives have been dramatically…

Your credit score is a numerical representation based on your current and past credit history, it will range between 300 (worst) and 900 (best).   There are always misconceptions on what affects your credit; here are a few myths and realities:…

With fall and winter approaching, children back to school, day cares open, and people slowing returning to the office, the question everyone is asking; Will there be a second wave? And if so; What will happen to my portfolio?  The good news is that…

Market Update I hope you and your family are well and have enjoyed the summer. Fall is approaching and the “new normal” continues as students head back to school, whether virtually or in person, and many people continue to work…

Those that lost their jobs because of Covid-19 have most likely been taking advantage of the government’s largest benefit, the Canadian Emergency Response Benefit (CERB). As of mid-August, 8.6 million Canadian employees and self-employed persons have been paid over $69.4…

Simply put, this behavioural finance concept is the tendency of people to overestimate their ability to control a situation, often leading them to make decisions that are far riskier than they anticipate. This concept can be used to illustrate the…

If your child is planning on attending college or university next month, chances are you need to redeem money from your Registered Education Savings Plan (RESP).  Although you don’t have to provide receipts; you will have to provide Proof of…

More than 1.3 million women and almost 350,000 men become widowed in Canada every year.  Losing a spouse unleashes a deluge of financial tasks that can be daunting, even if the survivor was actively involved in the financial matters before…