As a Financial Planner, my goal is to help you, my friends and clients to navigate the ups and downs of your financial journey with confidence and clarity. The recently released 2025 Financial Stress Index by FP Canada offers valuable…
Summer Vacation – Canadians Staying Home by Choice
Many Canadians are electing not to travel to the U.S. this year as an act of solidarity; choosing not to give their hard-earned money to a country whose President is actively hostile towards us and our current trade agreement. Besides,…
In Loving Memory – Pre-Arranging Your Funeral
Many people plan ahead and prepare their own final arrangements, some will even pre-pay, although most funeral homes don’t require it. Why is planning ahead a good idea? It saves your family and friends from having to make many difficult…
Get closer to owning your very first home!
As you all know the FHSA is a great investment account that helps you save for your first home, Fidelity Investments has decided to give you the chance to win $8,000 and max out your FHSA. Click the link below…
The Dark Side of On-Line Investing
The internet can be a great resource for anyone looking to expand their knowledge on any number of topics; investing being no exception. However, what if that research was being filtered and altered to persuade investors to make decisions that…
Positive Tax Implications of the New Liberal Government
Middle-Class Tax Cuts The most immediate tax implication under Prime Minister Mark Carney’s Liberal government is a reduction in income taxes for middle- and low-income Canadians. The government has announced a middle-class tax cut that reduces the marginal tax rate…
When do you need a Power of Attorney?
Currently, over 750,000 Canadians are suffering from Alzheimer’s or a similar condition that causes dementia and leads to mental incapacity. One-third of Canadians know someone who has Alzheimer’s, and the situation is only getting worse. According to the Alzheimer’s Society…
Dollar Cost Averaging
The market volatility over the last few months may have some investors wondering if they should pause their monthly contributions and wait until the markets improve. As many can attest, these ups and downs can wreak havoc on our emotions…
Tax-Free First Home Savings Account
Everything you need to know The new Tax-Free First Home Savings Account (FHSA) is finally coming to fusion and should be available to the public by the end of April 2023. This account can hold both cash savings and investments;…
Men Still Retire Wealthier than Women
As Women’s Month ends, we wanted to remind women why it is so important to save and invest well throughout their lifetime. A study published by the Retirement and Savings Institute at business school HEC Montréal, compared single men and…