As we head into February advertisements for RRSPs will be all over the airwaves, here are a few things you need to know before investing in an RRSP. A Registered Retirement Savings Plan (RRSP) is not an investment in itself;…
What causes Canadians to take their CPP benefits early?
“The standard age for Canadians to take their Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) retirement benefits is 65; at least, that’s what the federal government says. In reality, about one-third of Canadians start taking their CPP benefits…
What are Living Benefits?
As the population ages, many seniors contemplate moving into an Assisted Living Retirement Community. My mom lived in one for almost six years, she loved it, her days were filled with socializing, exercise, and various group activities. As a planner,…
Resolutions for Investors
In 2025 financial markets demonstrated a remarkable blend of resilience and recalibration. Despite ongoing geopolitical uncertainty, the year reminded us of the importance of discipline, diversification, and maintaining a long-term perspective in navigating the ever-changing economic landscape. Here are some…